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Downsizing is appealing for all sorts of reasons. It’s an option often chosen by those who are later in life and are perhaps wanting to enjoy some of their equity while living in a home that suits their own needs rather than that of a family. Alternatively, maybe circumstances have changed within your family, and a smaller home with a more manageable mortgage may be what you need. Here’s a guide to how to do it.

Consider your reasons

Before going ahead with your downsize, it’s worth thinking carefully about why you might want to do it. If you are thinking of downsizing in order to have some spare cash, for example, it’s worth remembering that you can get that in other ways – such as through an equity release scheme, or by taking on a larger mortgage. If you simply want to have less space to clean or want somewhere with a cosier feel, though, downsizing tends to be the only answer.

Get looking

The downside to downsizing is that many people are often in exactly the same boat – and hence it can sometimes be a struggle to snap up the right property. Properties which are both cosy and value for money can be hard to find, and sometimes can be snapped up right away. Retirement properties may be suitable depending on your age – but if not, keeping a close eye on Rightmove is wise.

Ensure you can sell

One of the worst situations for a potential downsizer to be in is one where it’s known that there’s equity in the property when the market is right – but that for some reason you’re able to sell right now. Often, the solution here is to approach a cash buyer who can help take it off your hands at both a speedy and reasonable price.

We are one such organisation, here at Spring, and we’ve helped house sellers and downsizers of all varieties get started.


After we receive your details, one of our Property Advisors will call you within 24 hours to confirm details about your home and to explain our process if you choose to proceed. For more about selling your home to Spring see How it Works.